Privacy Policy

Developer: Datyal Tech

Website: https://datyaltech-prog.github.io/mukeshdatyal/

Privacy inquiries: Please use the contact mechanism provided on the developer website above. We use privacy inquiries to answer questions, investigate requests and resolve support matters.

This page can also cover future Datyal Tech apps after they are added to the developer portfolio, provided their actual data practices are reflected in the applicable Google Play disclosures and this policy is updated when necessary.

The core calculator functions are designed to work from the values the user enters. The financial calculator, EMI, SIP, PPF, EPF, mutual-fund and interest-calculation features do not require access to the user's bank account, bank login, credit-card account or lender account.

Loan and financial values entered into an app are not used by Datyal Tech to make lending decisions, determine credit eligibility or provide financial advice.

Many Datyal Tech calculator and utility features operate locally on the Android device. Saved loans, payments, calculations, vehicle records, notes and other app-created records may be stored in app-private local storage or a local database.

Local records are not automatically sent to Datyal Tech merely because they exist on the device. When a feature uses an online service or a third-party SDK, the relevant information may be processed as described in this policy and in the app's in-app disclosures.

Some Datyal Tech apps may contain advertising. Where an app uses the Google Mobile Ads / AdMob SDK, Google and its advertising partners may process information such as device information, advertising identifiers, IP address/general location signals, app interactions and ad performance information, subject to the settings and technologies enabled in that app.

Advertising data is used for purposes such as delivering or measuring advertisements, preventing fraud and abuse, and maintaining advertising services. The exact data handling can depend on the ad configuration, device settings, region and Google services in use.

Google privacy information: Google Privacy Policy.

Apps that do not contain the relevant advertising SDK do not share data through that SDK.

We do not sell or rent personal information.

Data may be shared only in the following situations:

• User-initiated sharing: When you explicitly use Android's share, export, print, email, messaging or file-saving features, the content you select can be transferred to the app or service you choose.
• Third-party SDKs: Where an app includes an advertising, analytics, crash-reporting or other service SDK, that service may process the data required by the SDK's documented functionality.
• Legal requirements: Information may be disclosed when required by applicable law, regulation, court order or lawful government request.
• Safety and abuse prevention: Information may be processed where reasonably necessary to protect users, services or legal rights.

Datyal Tech does not sell or share users' private loan records, calculation records, document contents or payment history with banks, lenders, advertisers or other companies for their own independent marketing merely because those records are stored in the app.

Permissions are requested only when a feature needs them. Depending on the app, this can include:

• Photos/files: to let you choose or attach documents and images.
• Camera: only where a document/image scanning feature is provided.
• Notifications: for reminders and local alerts.
• Biometric authentication: to protect an app when app lock is enabled.
• Calendar: only where a calendar-related feature explicitly provides calendar integration.

Apps should not request a permission merely because it exists. Availability and permissions differ by app version and Android version.

Document Vault and related document features may let you select PDFs, images, receipts, agreements, identification documents or other files. Files selected by you are used to provide the requested document-management function.

Where Android's Storage Access Framework or Photo Picker is used, the system presents the file-selection interface and the app receives access to the content you select. Files remain under the app's local handling unless you deliberately export or share them or the particular app feature states otherwise.

Users should not store highly sensitive documents in an app unless they are comfortable doing so and have enabled the available security controls.

Financial and investment calculators are informational tools. Results can depend on the assumptions, rates, dates, rounding rules and inputs entered by the user and may differ from actual amounts charged or credited by a bank, lender, employer, financial institution, government scheme or investment provider.

For Loan Manager and related loan tools, records such as lender/borrower names, loan amounts, EMI values, payment dates, interest, fees, penalties and transaction history may be stored locally when the app provides saved loan-management features.

We use reasonable technical and organizational measures appropriate to the app's design, including Android app-private storage and platform security controls. Where implemented, security features can include PIN protection, biometric authentication, automatic app locking, privacy mode and Android Keystore-backed protection.

No method of electronic storage or transmission is completely secure. Users should keep their Android device, operating system and application versions updated and should protect their device credentials.

Local app data: Saved records normally remain on the device until you delete them, clear the app's data, remove the app, or use an app-provided deletion/reset function.

Exports and shared files: Once you export or share a file, the receiving location or service controls its further retention.

Support communications: Information you voluntarily send for support may be retained for as long as reasonably necessary to answer the request, resolve disputes and meet legal obligations.

Third-party services: Data handled by Google or another integrated provider is retained according to that provider's applicable policies and settings.

You can delete saved records using the app's available delete/reset controls. You can also remove locally stored application data through Android settings or uninstall the app.

If an app later provides a developer-hosted account or server-side storage, that app will provide an appropriate account/data deletion process and this policy will be updated to explain it.

Deletion of data from third-party services, exported files or another app must be requested from or performed through that service as applicable.

Datyal Tech apps are not designed to knowingly collect personal information from children in ways prohibited by applicable law. We do not knowingly request unnecessary personal information from children.

If you believe a child has provided personal information to Datyal Tech in a manner that should not have occurred, please contact us through the developer website so the situation can be reviewed.

• You choose what information to enter into the apps.
• You can decline optional permissions, although a related feature may then be unavailable.
• You can disable notifications through Android or the app's settings where available.
• You can delete local records using the app's controls where provided.
• You control whether to export or share records with another application.
• Advertising controls available from Android, Google and the applicable app can affect ad personalization and advertising identifiers.

We may update this Privacy Policy when our apps, SDKs, data practices or legal requirements change. The latest version will be published on this publicly accessible webpage with a revised “Last updated” date.

Material changes will be reflected in the relevant app disclosures where required.

For privacy questions, data requests or concerns about any Datyal Tech app, please contact us through the developer website:

https://datyaltech-prog.github.io/mukeshdatyal/

Datyal Tech aims to maintain privacy disclosures that accurately describe each app's current practices. Because Google Play Data Safety is completed separately for each package and must reflect the collection and sharing performed by the app and its integrated SDKs, the Play Console declaration for each app must be reviewed whenever code, permissions, advertising SDKs, analytics, storage behavior or other data practices change.

Google Play developer information: User Data Policy and Data Safety guidance.